ADDITIONAL INFORMATION FOR CREDIT INTERMEDIATION ACTIVITY

Monitoring and advisory services for obtaining the best credit solutions, at no associated cost.


Name: Sinergia Oito - Soluções Globais, Lda

Responsible person: Sónia Marisa Xavier Taveira do Nascimento

Registred office: Rua Principal Nr.º 17 Carqueja, 2525-347 Atouguia da Baleia

Registration number as a Credit Intermediary with the Bank of Portugal: 0006271 

activity: Tied

The registration can be consulted at:The registration can be consulted at:  https://www.bportugal.pt/intermediariocreditofar/sinergia-oito-solucoes-globais-lda 

Phone: 936009900

E-mail: snascimento@sinergia8.pt 

Identification of lenders or groups with whom a binding contract is maintained:

NOVO BANCO, SA

CAIXA GERAL DE DEPÓSITOS, SA

BANCO BPI, SA

UNION DE CRÉDITOS INMOBILIÁRIOS, S.A., ESTABLECIMIENTO FINANCIERO DE CRÉDITO (SOCIEDAD UNIPERSONAL) - SUCURSAL EM PORTUGAL

ABANCA CORPORACIÓN BANCARIA, SA, SUCURSAL EM PORTUGAL

BANKINTER, SA - SUCURSAL EM PORTUGAL

BANCO SANTANDER TOTTA, SA

BANCO CTT, SA

BANCO BIC PORTUGUÊS, SA


Civil Liability:


Mortgage Credit - 2523044

Name of the Insurance Company: Hiscox, S.A. Sucursal em Portugal

Valid from:: 26-03-2023 até 25-03-2024

Crédito ao Consumo -2523047

Name of the Insurance Company: Hiscox, S.A. Sucursal em Portugal

Valid from:: 29-03-2021 to 28-03-2024

Credit Intermediation Services:

 The Credit Intermediary is prohibited from receiving or delivering any funds related to the formation, execution, and early fulfilment of credit contracts, in accordance with Article 46 of Decree-Law 81-C/2017 of July 7, regarding the Legal Regime of Credit Intermediaries.
The Credit Intermediation activity is subject to the supervision of the Bank of Portugal.

(site: www.bportugal.pt )

Services related to Mortgage Credit and Consumer Credit:

 • Introducing or proposing credit agreements to consumers

• Assistance to consumers by carrying out preparatory acts or other pre-contractual management work in respect of credit agreements which have not been presented or proposed by them.

• Entering into credit agreements with consumers on behalf of creditors 

• Consulting services

Home Credit Agreement - Remuneration that SINERGIA OITO, SOLUÇÕES GLOBAIS, LDA, receives from the Lender:

This information will appear in the FINE - European Standardized Information Sheet, which will be delivered by the Credit Institution prior to the signing of the Credit Agreement.

In case of a complaint process, it should be submitted in the following ways:

• By filling out the complaint book, available at :
www.livroreclamacoes.pt 

• Directly to the Bank of Portugal, either by letter or through the link provided.: https://clientebancario.bportugal.pt/formulario-nova-reclamacao 

Conflict Resolution Centers:

CACCL - https://www.centroarbitragemlisboa.pt/ 

CNIACC - https://www.cniacc.pt/pt/